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Tampa Real Estate & Administrative Lawyer > Tampa Mortgage Lenders Licensing Lawyer

Tampa Mortgage Lenders Licensing Lawyer

Because so few individuals in Florida have the money and resources to purchase a home with cash, many turn to mortgage lenders to supply them with the funds they need to complete the purchase of their home. To protect the public against mortgage lenders who charge unauthorized fees or rates or who do not provide consumers with certain protections, Florida requires mortgage lenders to register and obtain a license with the Florida Office of Financial Regulation prior to lending to any person in the state. This license must be periodically renewed as well: if the license lapses for any reason, then the lender may not lend to any mortgagee during the period of the license lapse. The Law Offices of David P. Rankin, P.A. works with Florida mortgage lenders to help ensure their licenses remain continuously in force and effect so their businesses can continue uninterrupted. If you are having issues with your mortgage lender license contact The Law Offices of David P. Rankin, P.A. to speak with one of our Tampa mortgage lenders licensing lawyers.

Services Provided for Florida Mortgage Lenders

The application process to obtain an initial mortgage lender license as well as the process to renew an expiring license requires the mortgage lender to submit certain pieces of documentation to the Office of Financial Regulation. In instances in which the Office of Financial Regulation does not receive these documents in a timely fashion or where these documents do not appear to be the sort that the Office of Financial Regulation requires in order to process a lender’s application, the Office of Financial Regulation may deny the lender’s application. If not promptly corrected, the lender will be unable to legally make mortgage loans in Florida. Fortunately, many times in these circumstances the licensing issue can be easily resolved by providing the missing documentation to the Office of Financial Regulation and/or informally speaking with the office about the lender’s qualifications to receive a mortgage lender license.

The Office of Financial Regulation may also deny a mortgage lender’s application for renewal if there is evidence the mortgage lender may have violated the law, taken advantage of mortgagees, or engaged in other unprofessional and/or unethical acts. Informal talks are usually ineffective here: instead, mortgage lenders need experienced and talented representation to resolve the complaint or allegation. The Law Offices of David P. Rankin, P.A. can provide mortgage lenders who find themselves in these circumstances with powerful and precise counsel and representation.

In either circumstance, the Law Offices of David P. Rankin, P.A. is committed to helping mortgage lenders resolve whatever matter is preventing them from obtaining a license with the Office of Financial Regulation as swiftly and successfully as possible so that there is minimal interruption to the lender’s business.

Speak with the Law Offices of David P. Rankin, P.A. today

Do not delay in speaking with the Tampa-area firm of the Law Offices of David P. Rankin, P.A. The longer you wait to speak with us and begin resolving your mortgage lender license issue, the greater the risk that your business will be negatively impacted. Schedule your initial consultation with one of our Tampa mortgage lenders licensing lawyers as soon as possible by calling (813) 968-6633 or by reaching out to our firm using our online contact form.

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